LowRateLife Insurance Services Privacy Policy

LowRateLife provides you with insurance related tools and information to assist you in shopping for and obtaining insurance products. Many of the tools and information are available for your benefit without the need to disclose any personally identifiable information. If you decide to request an application for insurance, we require you to submit minimal personal information. We collect information that includes your name, e-mail address, mailing address, telephone numbers, and date of birth. The information we gather from your insurance application request is used to begin the application process. A representative from LowRateLife will contact you to complete your application by telephone so that additional information can be obtained. Your application will then be mailed to you for your review and signatures. In some instances, depending upon the insurance company you select, you may be able to complete your application entirely online. When your application information is provided to LowRateLife online, it is protected in the same way that all information provided to LowRateLife is protected. In addition, if you are applying for life insurance a representative from an insurance company examining service will contact you to schedule your medical exam. If you have any questions regarding how the insurance company you are applying with is using your personal information, you should contact that company directly.

LowRateLife does not sell, trade, lease or rent any personally identifiable information to any other companies or organizations. LowRateLife does not knowingly solicit data from children, and we do not knowingly market to children. LowRateLife may share aggregated statistical information such as website traffic or demographic information with its business partners; however, in no case will your personally identifiable information be disclosed. LowRateLife may send you e-mail communications to update you on website features or new benefits that may be of interest to you. If at anytime you choose not to receive these e-mails, you may click here or call us at to 888-858-2280 to be removed from the mailing list.

If you request a quote for life insurance you have the option of providing your name, telephone number and email address. These fields are not mandatory and you can still receive a quote should you decide not to provide this data. If you provide your email address or telephone number you grant LowRateLife and ReliaQuote permission to email and call you regarding your quote. If you do provide your email address to LowRateLife you will receive your quotes instantly as well as via email. If you provide your telephone number you may receive a customer service phone call from LowRateLife or ReliaQuote regarding the quote. ReliaQuote is a full service insurance agency that assists some LowRateLife customers with their life insurance needs. If at anytime you choose not to receive phone calls from LowRateLife or ReliaQuote you may call us at 888-858-2280 to be removed from the phone list.

LowRateLife uses state-of-the-art secure server software and encryption technologies to assist in protecting your personal information. Secure Socket Layer (SSL) encrypts all of the information you submit on your application request form before it is sent to a representative of the insurance company. It is important that you use a browser that supports SSL and that the encryption feature of your browser is not disabled when submitting your application request. In addition, LowRateLife uses security procedures and practices including the use of firewalls to protect the data it stores on its servers.

Term Life Insurance 101 : Basic life insurance information, such as benefits of life insurance and a guide to how much life insurance you need.